Unified Payments Interface

All India Number(s): 

011-2430 1851

Website: 

Check Official Website

UPI

Unified Payments Interface (UPI) is a system that powers multiple bank
accounts into a single mobile application (of any participating bank).

How to get it:

1. Bank a/c
2. Mobile number should be linked with bank a/c
3. Smart Phone with internet facility
4. Debit Card for re-setting MPIN.

Services Offered:

1. Balance Enquiry
2. Transaction History
3. Send / Pay Money
   1. Virtual Address
   2. A/c no. & IFSC code
   3. Mobile no. and MMID
   4. Aadhaar (to be made functional)
4.  Collect Money
   1. Virtual Address
5.  Add bank account
6.  Change / Set MPIN
7.  Notifications
8. A/c Management

Service Activation:

1. Download the App for UPI
2. Do registration online on the App with a/c details
3. Create a virtual ID
4. Set MPIN
5. 5-7 minutes

1. NIL to customer by most Banks
2. Customer pays for data charges

Funds Transfer limit:

1. 1 lakh / transaction

The transaction costs are based on available information and may vary based on banks.

List Of Banks Providing USSD Mobile Banking Service

S. No.	Bank Name	First 4 Letters of IFSC	Bank Short Code	Multimodal Codes
1	Abhyudaya Co-op Bank	ABHY	ACB	*99*87#
2	Allahabad Bank	ALLA	ALB	*99*54#
3	Andhra Bank	ANDB	ANB	*99*59#
4	Apna Sahakari Bank	ASBL	APN	*99*85#
5	Axis Bank	UTIB	AXB	*99*45#
6	Bank of Baroda	BARB	BOB	*99*48#
7	Bank of India	BKID	BOI	*99*47#
8	Bank of Maharashtra	MAHB	BOM	*99*61#
9	Bhartiya Mahila Bank	BMBL	BMB	*99*86#
10	Canara Bank	CNRB	CNB	*99*46#
11	Central Bank of India	CBIN	CBI	*99*51#
12	Corporation Bank	CORP	CRB	*99*57#
13	DCB Bank	DCBL	DCB	*99*65#
14	Dena Bank	BKDN	DNB	*99*78#
15	Federal Bank	FDRL	FBL	*99*72#
16	Gujarat State Co-op Bank	GSCB	GSC	*99*90#
17	Hasti Co-op Bank	HCBL	HCB	*99*89#
18	HDFC Bank	HDFC	HDF	*99*43#
19	ICICI Bank	ICICI	ICI	*99*44#
20	IDBI Bank	IBKL	IDB	*99*49#
21	Indian Bank	IDIB	INB	*99*58#
22	Indian Overseas Bank	IOBA	IOB	*99*52#
23	IndusInd Bank	INDB	IIB	*99*69#
24	Janata Sahakari Bank	JSBP	JSB	*99*81#
25	Karnataka Bank	KARB	KTB	*99*76#
26	Karur Vysya Bank	KVBL	KVB	*99*75#
27	Kotak Mahindra Bank	KKBK	KMB	*99*68#
28	Mehsana Urban Co-op Bank	MSNU	MUC	*99*82#
29	Nainital Bank	NTBL	NTB	*99*80#
30	NKGSB Co-op Bank	NKGS	NGB	*99*83#
31	Oriental Bank of Commerce	ORBC	OBC	*99*53#
32	Punjab & Sind Bank	PSIB	PSB	*99*71#
33	Punjab National Bank	PUNB	PNB	*99*42#
34	Punjab and Maharashtra Co-op Bank	PMCB	PMC	*99*88#
35	RBL Bank	RATN	RBL	*99*79#
36	Saraswat Bank	SRCB	SRC	*99*84#
37	State Bank of Bikaner & Jaipur	SBBJ	SBJ	*99*70#
38	State Bank of Hyderabad	SBHY	SBH	*99*60#